This information is provided to help individuals understand and manage their benefit Plan. While the information presented in this section describes how most Plans operate, the information should be used as an educational guide only. Some Plans may vary somewhat from the information provided.
Please see your Summary Plan Description to determine how your Plan operates and contact your Employer or Avalon Benefit Services with questions you may want answered.
NOTE: This Avalon Benefit Services Web site contains links to Web sites operated by third parties who are not under the control of Avalon Benefit Services or its affiliates and subsidiaries. Avalon Benefit Services disclaims all liability with regard to the information presented on these Web sites as well as your access to such linked Web sites. Avalon Benefit Services provides links to other sites as a service to users, and access to any other sites linked to Avalon Benefit Services is at your own risk.